If you live in Nigeria and need access to financial services, then you absolutely need a BVN. These days, you can’t even register on a number of different platforms without first obtaining this identification number, let alone do any financial transactions.
You’re probably wondering about how you can check your BVN. This is certainly a good idea! However, before we dive into the details, let’s first establish what is a BVN.
What’s a BVN?
BVN is an acronym for Bank Verification Number, it’s an 11-digit number used by banks and financial institutions to identify a person and access their bank accounts’ details. The BVN was established in 2014 by the Central Bank of Nigeria in collaboration with the Nigerian Interbank Settlement System (NIBSS), in order to limit fraudulent transactions and other banking activities. With that being said, the bank verification number is private and must be kept safe.
Benefits of a Bank Verification Number:
- The Bank Verification Number is accepted as a means of identification at all Nigerian banks.
- When using BVN, it is easy and quick to verify your identity across various platforms.
- The BVN database displays relevant information about an individual. This includes their name, phone number, address, etc.
- With BVN, Financial institutions can track customers, especially in loan repayment. Because you can have multiple bank accounts, but only one BVN.
- The BVN system helps limit Cyber Fraud
- Bank Verification Numbers have been found to help reduce queues in banking halls as they can be verified instantly.
- With the implementation of the BVN, organizations and their clients can now enjoy faster and more reliable financial operations while increasing transparency, accuracy, and efficiency.
How to get a BVN: (Enrollement Process)
Before we show how to check your BVN, let’s see how to get one in case you still haven’t enrolled in the BVN system:
Start by going to the nearest branch of your bank. That’s where they will ask you to fill in a form and submit your Biometric data such as your fingerprint, your facial image… Subsequently, you will receive within 24-48 hours an SMS confirming that your BVN was generated.
How to check my BVN:
Finally, let’s see how can you check your BVN:
How to check BVN details online:
You can check your BVN code number online via internet banking. To know your BVN number online, log into your Internet banking app. You will see the code displayed on your front page.
How to check your BVN on 9mobile:
If your operator is 9mobile, formerly known as Etisalat, simply dial the ussd code to check BVN: *565*0#
Then wait until your number is displayed on the screen.
How to check BVN on Airtel:
If you use Airtel, and you want to learn how to check BVN using your phone. Simply dial *565*0# which is the code for checking BVN, and the number will appear on your screen.
How to check BVN on Glo:
If you are a Glo customer, using the BVN code similar to the other operators, will get the job done. You will get the number soon after sending the inquiry.
How to check BVN on MTN:
Similarly to the previous operators, the code to check your BVN is: *565*0#
How to check your BVN for Access Bank:
If you’re an Access Bank customer, dial the Ussd BVN checking code: *565*0#
How to check your BVN for Zenith Bank:
If you’re a Zenith Bank customer, dial the Ussd BVN checking code: *565*0#
How to check BVN on GTB:
If you’re a GTB customer, dial the Ussd BVN checking code: *565*0#
How to check BVN on First Bank of Nigeria:
If you’re an FBN holdings customer, dial the Ussd BVN checking code: *565*0#
How to check your BVN for EcoBank Nigeria:
If you’re an Ecobank customer, dial the Ussd BVN checking code: *565*0#
How to check BVN on UBA:
If you’re a United Bank of Africa customer, dial the Ussd BVN checking code: *565*0#
How to check your BVN for Union Bank of Nigeria:
If you’re a UBN customer, dial the Ussd BVN checking code: *565*0#
How to check your BVN for Fidelity Bank:
If you’re a Fidelity Bank customer, dial the Ussd BVN checking code: *565*0#
Cost of checking your BVN using your Mobile phone:
In order to check your Bank Verification Number, you should expect to pay at least 20 Naira. That’s why we advise to save your BVN code in a secure place to avoid paying every time you need it.
Updating your BVN details:
In case you want to update your BVN details or correct some mistake, all you have to do is gather the required documents justifying the change, then present them to a Branch of your Bank.
The code to check your BVN: (BVN ussd code)
The code for BVN checking is: *565*0#
To sum up, whatever mobile network and bank you use, the code for BVN checking is the same: *565*0#
That means whom ever you are and whatever you’re using, you can check your BVN code either by using your mobile bank app or dialing the ussd code dedicated to checking the BVN.
Now, we’re 100% sure that you will never ask yourself ” How do I check my BVN”, but if you do, revisit this page and ELR12 will show you how again.
One last thing: Please keep your BVN safe and secure.